Jammu, Sept 25: The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme, launched in December 2020, has emerged as a game-changer for the people of Jammu and Kashmir. This ambitious healthcare initiative, which is an extension of the AB-PMJAY, aims to provide universal healthcare coverage to the residents of the region.
As per the details provided by J& administration, In just a short span of time, the scheme has proven to be a tremendous success, with over 5.50 lakh patients availing treatment at a cost of nearly Rs. 1,225 crores.
Scheme has broken down barriers to healthcare access, improved the quality of medical services, and created a more financially secure future for many families and has demonstrated its effectiveness in transforming healthcare in J&K. As it continues to evolve and expand, it holds the promise of a healthier and more prosperous future for the people of Jammu and Kashmir.
Launched by the Prime Minister Narendra Modi on December 26, 2020, it offers an annual health cover of Rs. 5 lakhs per family for secondary and tertiary care hospitalization across both public and private empanelled hospitals in India.
Remarkably, Jammu and Kashmir is the only state or UT in India to implement such a comprehensive scheme, ensuring healthcare access for all residents, regardless of their socio-economic status. The Government of Jammu and Kashmir under the leadership of Lt. Governor Manoj Sinha has diligently followed the guidelines of the National Health Authority (NHA), Government of India, for the scheme’s implementation.
This includes using the Model Tender Document issued by NHA for transparent selection of insurance companies and adopting Health Benefits Packages (2.2 version) for implementation. The IT solutions developed by the National Health Authority are integral to the scheme’s operation.
Before the introduction of the AB-PMJAY SEHAT scheme, people of Jammu and Kashmir faced significant challenges in accessing quality healthcare. The region’s rugged terrain, harsh weather conditions, and limited healthcare infrastructure made it difficult for people, especially those in remote and underserved areas, to receive timely medical attention.
Financial constraints further exacerbated the problem, as many families struggled to afford the high costs associated with medical treatments and hospitalization.
However, with the implementation of the AB-PMJAY SEHAT scheme, these barriers to healthcare access have started to crumble. The scheme provides eligible beneficiaries with health insurance coverage of up to Rs. 5 lakh per family per year, ensuring that they can access a wide range of medical services without worrying about the financial burden.